15% upfront capital subsidy for MSMEs upgrading to specified clean, energy-efficient technologies.
Navigate India’s complex subsidy landscape with expert guidance. We help you identify, apply, and secure government subsidies to reduce your business costs and maximize growth potential.
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Most businesses miss subsidies they qualify for not because they don’t exist, but because navigating 500+ schemes across central and state governments is nearly impossible alone.
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Explore various government schemes and subsidies available for your business
15% upfront capital subsidy for MSMEs upgrading to specified clean, energy-efficient technologies.
Capital subsidy, interest subsidy and electricity duty exemption for new and expansion projects in Rajasthan.
15% upfront capital subsidy for MSMEs upgrading to specified clean, energy-efficient technologies.
30% capital investment subsidy for new industrial units set up in Madhya Pradesh priority areas.
30% capital investment subsidy for new industrial units set up in Madhya Pradesh priority areas.
Up to 40% central subsidy on solar rooftop installation for MSMEs and industrial consumers. Reduces energy cost.
Most businesses miss subsidies they qualify for simply because the landscape is too complex to navigate alone. Vittus maps every scheme to your business profile in minutes.
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Everything you need to know about accessing government subsidies
We currently support DPR preparation and application assistance for: PMEGP (Prime Minister’s Employment Generation Programme), CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises), MUDRA (Micro Units Development and Refinance Agency), Stand-Up India (for SC/ST and women entrepreneurs), and select state-level MSME subsidy schemes. Scheme availability and terms are subject to government notifications and may change.
PMEGP is a central government scheme for setting up new micro enterprises in manufacturing and service sectors. The subsidy (called margin money) ranges from 15% to 35% of the project cost depending on the applicant category (general/SC/ST/women/minority) and project location (urban/rural). Important: The subsidy is not given as upfront cash. The bank disburses the full loan, and the subsidy amount is deposited as a fixed deposit in your name, which is released after a 3-year lock-in period. Maximum project cost: ₹50 Lakh (manufacturing) and ₹20 Lakh (service). LoanVittus prepares your DPR and application in the format required by the nodal agency (KVIC/KVIB/DIC).
You may be eligible if: you are 18 years or above, you have passed at least 8th standard (for projects above ₹10 Lakh in manufacturing or ₹5 Lakh in service), the project is a new unit (not an expansion or existing business), and you have not availed of any other government subsidy for the same project. Existing PMRY, REGP, or other scheme beneficiaries are not eligible. Specific eligibility is verified by the nodal agency (KVIC, KVIB, or DIC).
CGTMSE provides a credit guarantee to banks, allowing them to lend to MSMEs without requiring collateral or third-party guarantee for loans up to ₹2 Crore. This means the bank’s risk is partially covered by the guarantee trust, making them more willing to lend. LoanVittus prepares your application and DPR in CGTMSE-compliant format. Note: CGTMSE coverage is not automatic — the bank must apply for the guarantee, and approval is at the discretion of CGTMSE and the bank.
MUDRA provides loans to micro and small enterprises through banks and MFIs. There are three categories: Shishu (loans up to ₹50,000), Kishore (loans from ₹50,001 to ₹5 Lakh), and Tarun(loans from ₹5,00,001 to ₹10 Lakh). No collateral is required. These are available for manufacturing, trading, and service activities. LoanVittus helps identify the right MUDRA category and prepares the necessary documentation.
Stand-Up India provides bank loans between ₹10 Lakh and ₹1 Crore to at least one SC/ST borrower and one woman borrower per bank branch for setting up a greenfield enterprise in manufacturing, services, or trading. LoanVittus prepares the DPR and assists with documentation for Stand-Up India applications.
Common documents include: identity and address proof (PAN, Aadhaar), educational qualification proof (for PMEGP), caste certificate (for SC/ST/OBC category benefits), EDP/skill training certificate (if applicable), project cost estimates and quotations, and the DPR in the scheme-specific format (which LoanVittus generates). Spec
The full cycle from application to subsidy release typically takes: Application to bank sanction — 30 to 90 days; Bank sanction to disbursement — 15 to 45 days; Subsidy margin money credit — within 30 days of disbursement (varies); Lock-in period before subsidy release — 3 years (for PMEGP). Timelines vary significantly by bank, scheme, and district. A well-prepared DPR and co
Generally, you cannot avail subsidy under more than one scheme for the same project. However, you may use CGTMSE guarantee coverage alongside a subsidy scheme (since CGTMSE is a guarantee, not a subsidy). LoanVittus advises you on the best scheme combination based on your project type and profile.
No. Subsidy approval is determined by the nodal agency (KVIC, KVIB, DIC) and the bank. LoanVittus ensures your DPR and application are prepared in the correct format with all required documentation, which significantly improves your chances. But the final decision rests with the scheme authorities.
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