TERMS AND CONDITIONS
Loanvittus.com
Operated by: Vittus Fintech Private Limited
Last Updated: 01 February 2026
These Terms and Conditions (“Terms”) govern your access to and use of the website Loanvittus.com and related services (collectively, the “Platform”), operated by Vittus Fintech Private Limited (“Vittus Fintech”, “Company”, “we”, “us”, or “our”).
By accessing or using the Platform, you confirm that you have read, understood, and agreed to these Terms.
If you do not agree to these Terms, please discontinue use of the Platform immediately.
1. About Vittus Fintech
Loanvittus.com is a financial services facilitation platform that connects users with third-party banks, Non-Banking Financial Companies (NBFCs), and financial institutions offering loan products.
The Platform enables users to:
- Explore loan products
- Check eligibility
- Submit loan applications
- Connect with partner lenders
Important Disclaimer
Vittus Fintech Private Limited:
- Is not a lender
- Does not provide loans
- Does not undertake credit underwriting
- Does not guarantee loan approval
All loan approvals, interest rates, and terms are determined solely by the partner lenders.
2. Eligibility
To use the Platform, you must:
Requirement | Description |
Age | Be at least 18 years old |
Legal capacity | Be capable of entering into binding contracts |
Information accuracy | Provide true and complete information |
The Company reserves the right to refuse or terminate access if eligibility conditions are not met.
3. User Account
To access certain features of the Platform, you may be required to create an account.
You agree to:
- Provide accurate registration details
- Maintain confidentiality of login credentials
- Notify us immediately of unauthorized account access
You are responsible for all activities conducted through your account.
4. Platform Services
The Company provides the following services through the Platform.
4.1 Loan Facilitation Services
The Platform enables users to apply for loan products offered by partner lenders.
Services may include:
- Personal loans
- Business loans
- MSME loans
- Other credit facilities offered by lenders
The Platform may collect and share necessary information with partner lenders to facilitate loan evaluation.
Users acknowledge that:
- Loan approval is solely determined by the lender
- The Company does not influence lender decisions
- Loan agreements are executed directly between the borrower and the lender
4.2 Referral and Lead Generation
The Company may act as:
- Lead generator
- Referral partner
- Direct selling agent (DSA)
for partner lenders.
In such cases, the Company may share user information with lenders for processing loan applications.
5. Fees and Charges
Currently, the Platform does not charge users any fees for using the loan facilitation services.
However:
Item | Explanation |
Referral commission | May be received from lenders |
Platform fees | May be introduced in future |
Loan interest | Charged only by the lender |
Users will be notified in advance if any platform fee is introduced.
6. User Obligations
Users agree to:
- Use the Platform only for lawful purposes
- Provide accurate and complete information
- Not misuse the Platform for fraudulent activities
- Not attempt unauthorized access or hacking
Users must not:
- Introduce malware or malicious code
- Scrape or extract data from the Platform
- Interfere with platform security systems
Violation may result in termination of access and legal action.
7. Data Usage and Consent
By using the Platform, you consent to:
- Collection and processing of your information
- Sharing of data with partner lenders
- Verification of identity and financial details
This is governed by our Privacy Policy.
8. Intellectual Property
All content on the Platform including:
- Logos
- Software
- Design
- Content
- Trademarks
are the intellectual property of Vittus Fintech Private Limited.
Users may not reproduce, distribute, or exploit any content without prior written permission.
9. Limitation of Liability
To the maximum extent permitted by law, Vittus Fintech shall not be liable for:
Situation | Explanation |
Loan rejection | Decision made by lenders |
Loan processing delays | Lender processes |
Incorrect user information | Provided by users |
Technical interruptions | Platform or network issues |
The Company’s total liability, if any, shall not exceed ₹500.
10. Indemnification
You agree to indemnify and hold harmless Vittus Fintech and its affiliates from any claims arising due to:
- Violation of these Terms
- Misuse of the Platform
- Breach of applicable laws
11. Suspension or Termination
The Company may suspend or terminate access if:
Situation | Action |
Terms violation | Account suspension |
Fraud detection | Immediate termination |
Legal requirement | Access restriction |
Termination does not affect obligations under loan agreements with lenders.
12. Third-Party Services
The Platform connects users with third-party lenders.
The Company:
- Does not control third-party services
- Is not responsible for their conduct
- Recommends reviewing lender agreements carefully
13. Governing Law
These Terms are governed by the laws of India.
Any disputes shall be subject to the exclusive jurisdiction of courts in Nagpur, India.
14. Changes to Terms
The Company may update these Terms from time to time.
Updated Terms will be published on the Platform with the revised Last Updated date.
Continued use of the Platform indicates acceptance of the updated Terms.
15. Grievance Redressal
For any complaints or queries, please contact:
Vittus Fintech Private Limited
Loanvittus.com
Email: support@loanvittus.com
We aim to respond to all grievances within 48 hours.