PRIVACY POLICY
Loanvittus.com
Operated by: Vittus Fintech Private Limited
Last Updated: 01 February 2026
This Privacy Policy (“Policy”) describes how Vittus Fintech Private Limited (“Company”, “We”, “Us”, or “Our”) collects, stores, processes, uses and shares personal data of users (“You”, “Your”) when You access or use the website Loanvittus.com and related services (collectively referred to as the “Platform”).
By accessing or using the Platform, You consent to the collection and use of Your information in accordance with this Policy.
This Policy should be read together with the Terms and Conditions available on the Platform.
1. PURPOSE OF THIS POLICY
At Vittus Fintech, we are committed to protecting Your privacy and ensuring that Your personal data is handled responsibly.
This Policy explains:
- What personal data we collect
- How we collect and use such data
- How we share such data
- Your rights regarding your personal data
2.INFORMATION WE COLLECT
We collect only the information necessary to provide services through the Platform.
2.1 Identity and Contact Information
Data Type | Examples |
Personal details | Name, date of birth, gender |
Contact information | Mobile number, email address |
Address details | Residential or business address |
2.2 KYC Information
For loan application processing, we may collect:
| Document | Purpose |
| PAN card | Identity verification |
| Aadhaar (masked) | KYC verification |
| Other identity documents | Regulatory compliance |
2.3 Financial Information
Data Type | Purpose |
Income details | Loan eligibility |
Business turnover | Credit evaluation |
Bank account details | Loan disbursement |
Credit history | Risk assessment |
2.4 Device and Technical Information
When You use the Platform, we may automatically collect:
Information | Example |
IP address | Security |
Device type | Fraud prevention |
Browser type | Platform analytics |
3. HOW WE COLLECT INFORMATION
We collect data using the following methods.
Information Provided by You
You may provide information when:
- Registering on the Platform
- Filling loan application forms
- Uploading documents
- Contacting customer support
Automatic Data Collection
When You use the Platform, certain technical information may be collected automatically using cookies or analytics tools.
Information from Third Parties
We may receive information from:
Source | Purpose |
Credit bureaus | Credit evaluation |
Partner lenders | Loan processing |
Verification agencies | KYC validation |
Examples of credit bureaus include:
- TransUnion CIBIL
- Experian India
- Equifax India
- CRIF High Mark
4. HOW WE USE YOUR INFORMATION
Your personal data may be used for the following purposes.
| Purpose | Explanation |
| Account creation | Registering You on the Platform |
| Loan application | Sharing application with lenders |
| KYC verification | Identity validation |
| Customer support | Responding to queries |
| Fraud prevention | Security monitoring |
| Platform improvement | Analytics and system improvements |
We may also contact You regarding:
- Loan applications
- Loan offers
- Platform updates
- Customer support responses
5. DATA SHARING
Your information may be shared with third parties only where necessary to provide services.
We may share data with:
Entity | Purpose |
Partner Banks & NBFCs | Loan application processing |
Credit bureaus | Credit checks |
Verification agencies | KYC verification |
Technology providers | Platform infrastructure |
Regulatory authorities | Legal compliance |
We do not sell Your personal data.
6. DATA SECURITY
We implement appropriate technical and organisational measures to protect Your personal data.
Security measures include:
- Secure servers
- Encryption protocols
- Access control systems
- Security audits
Information is transmitted using secure encryption protocols (SSL).
7. DATA RETENTION
Your personal data will be retained:
- As long as required to provide services
- As required by law or regulatory authorities
- For defending legal claims
Once the retention period expires, the data will be:
- Deleted, or
- Anonymised
8. YOUR RIGHTS
Under applicable laws, You may have the following rights.
Right | Explanation |
Access | Request a copy of Your data |
Correction | Update inaccurate information |
Withdrawal of consent | Withdraw permission to process data |
Deletion | Request deletion where permissible |
Please note that deletion requests may not be possible where data is required for legal or regulatory purposes.
9. COOKIES
The Platform uses cookies to:
- Improve user experience
- Analyse website traffic
- Store user preferences
Users may disable cookies through browser settings, although this may affect certain features of the Platform.
10. THIRD-PARTY LINKS
The Platform may contain links to third-party websites including partner lenders.
We are not responsible for the privacy practices of such third parties.
Users should review their privacy policies separately.
11. BUSINESS TRANSFER
In the event of:
- Merger
- Acquisition
- Business restructuring
user information may be transferred as part of business assets.
12. CHANGES TO THIS POLICY
We may update this Privacy Policy from time to time.
Any changes will be posted on the Platform along with the updated date.
Continued use of the Platform constitutes acceptance of the updated Policy.
13. GRIEVANCE OFFICER
For any queries or concerns regarding this Policy or Your personal data, please contact:
Grievance Officer
Vittus Fintech Private Limited
Email: grievance@loanvittus.com
Response time: within 30 days
14. GOVERNING LAW
This Privacy Policy shall be governed by the laws of India.
Any disputes shall be subject to the jurisdiction of courts in Nagpur, India.
Important Recommendation for Vittus Fintech
To partner with nationalised banks and NBFCs, your platform should also include:
Compliance Element | Reason |
Explicit consent checkbox | Required before data sharing |
Credit bureau consent | Mandatory for loan evaluation |
Data retention policy | Regulatory audit requirement |
Cyber security policy | Often required during fintech onboarding |